A question for those who're selling any kind of social media service

The Free For All Lounge
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Hello everyone. I have a question for those who’re reselling SMM panel services or any other social media services and accepting clients payments through Stripe and other payment processors. How do you name your “business” when you apply for those payment processors?

As we all know, Stripe and other payment gateways don’t like anything about social media.

So what kind of website would you recommend me to create in order to get approved and won’t get into trouble? For example would you recommend me naming my business and website as "coaching business or “content creation” or whatever…? Because Stripe and other payment processors are very strict and they don’t like to approve SMM business, so better to tell anything else, so i’m thinking what would work best…

And a second problem is. How do you deal with subscriptions and when sending payment links, how do you name it? If you send a payment link to your client in order for him to subscribe for your monthly service and name it “For Instagram growth service” you’ll clearly risk getting in trouble. So how do you get around this?

Any help would be appreciated!

1 Like
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You can with reference to what payment processors those smm panels are using

Some accept smm panels application

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Describe the business and service truthfully; don’t relabel SMM services as coaching or content creation just to get Stripe approval. That may clear an initial form, but it creates a merchant-account mismatch once the site, payment descriptor, customer disputes, and fulfillment records point to something else.

Use a plain description of the actual service, and make payment links say what the customer is buying. For recurring charges, state the billing interval, what is included, and how cancellation/refunds work. Keep contracts, refund terms, delivery evidence, and business details aligned with the payment account. If Stripe or another processor won’t support that model, ask its sales/risk team directly or use one whose published terms clearly cover it.